I was reading a book by James Dobson recently and he said the following.
“The only way to keep yourself from borrowing to much money is to have needs and wants unfulfilled.”
He went on to say that the reasons that people end up borrowing to much money is that try to fulfill every want that they have and this just gets them in more debt.
Put simply you cannot have everything you want in life.
The poorest man I know is the man who has nothing but money- John D. Rockefeller
Great one!